Choosing a Student Bank Account

Choosing a Student Bank Account

Most high-street banks offer dedicated student accounts with perks like interest-free overdrafts. Picking the right one now can save you hundreds over your degree.

Compare the overdraft

The interest-free overdraft limit is the biggest differentiator. Some banks offer up to £3,000 by your final year. Check whether the limit increases each year and what happens after you graduate.

Look beyond the freebies

A free railcard or cashback sounds great, but the overdraft terms matter more long-term. Check the app experience too — you will be using it every day.

Compare student accounts on MSE →